New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 4 - ACTUARIAL SERVICES
Subchapter 16 - MINIMUM STANDARDS FOR INDIVIDUAL HEALTH INSURANCE
Section 11:4-16.2 - Applicability and scope
This regulation shall apply to all individual health insurance policies delivered or issued for delivery in this State on or after the effective date hereof except that it shall not apply to conversion policies issued pursuant to a contractual conversion privilege or to credit health insurance. As used herein, policy means the entire contract between the insurer and the insured including all policies, certificates, riders, applications and endorsements which are required to be filed pursuant to 17B:26-1 and N.J.S.A. 17:44A-21. The requirements contained in this regulation shall be in addition to any other applicable regulations previously adopted. Nothing in this regulation shall be construed to limit the commissioner's authority to disapprove policies pursuant to N.J.S.A. 17B:26-1h, which in the opinion of the commissioner contain provisions that are unjust, unfair, inequitable, misleading or contrary to law or public policy of this State.