New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 4 - ACTUARIAL SERVICES
Subchapter 14 - HOME HEALTH CARE INSURANCE COVERAGE
Section 11:4-14.1 - Scope

These rules apply to individual and group health insurance policies which provide coverage for the costs of daily room and board while confined in a hospital or skilled nursing facility. They do not apply to hospital indemnity policies which provide additional income while the insured is hospitalized. These rules also do not apply to Medicare complement policies since Medicare provides home health care.