New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 3 - AUTOMOBILE INSURANCE
Subchapter 8 - ACCEPTANCE, RENEWAL, NONRENEWAL AND CANCELLATION OF AUTOMOBILE INSURANCE POLICIES
Section 11:3-8.6 - Issuance of nonrenewal notices
Current through Register Vol. 56, No. 6, March 18, 2024
(a) A notice of nonrenewal shall not be valid unless it is mailed or delivered by the insurer to the insured no less than 60 days and no more than 90 days prior to the expiration of the current policy, except that the Commissioner may direct by Order that a notice of nonrenewal must be mailed or delivered up to 90 days prior to the expiration of the current policy. No such order shall be applicable to nonrenewal notices issued within 30 days after the date of the order. A notice of nonrenewal shall not be valid unless it specifies the reason(s) underlying the action being taken. Nonrenewal notices based on the insured's failure to meet the insurer's acceptance criteria shall identify the specific acceptance criteria that the insured being non-renewed has failed to fulfill. Non-renewal notices shall identify the specific facts relied upon by the insurer in determining to non-renew the insured, including dates and other facts necessary to identify the incident(s), which form the basis for the insurer's determination to nonrenew the policy.
(b) Notices of nonrenewal shall include or be accompanied by the statement prescribed at (b)1 below, which shall be clearly and prominently set out in boldface type or other manner, which draws the reader's attention.
(c) A notice of nonrenewal shall not be effective unless (c)3 below and either (c)1 or 2 below are satisfied: