New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 3 - AUTOMOBILE INSURANCE
Subchapter 46 - AUTOMOBILE INSURANCE URBAN ENTERPRISE ZONE PROGRAM
Section 11:3-46.2 - Definitions

Universal Citation: NJ Admin Code 11:3-46.2
Current through Register Vol. 56, No. 6, March 18, 2024

The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise.

"Automobile" means an automobile as defined pursuant to 39:6A-2.

"Automobile insurance" means personal lines private passenger automobile insurance.

"Automobile insurance urban enterprise zone" or "UEZ" means a geographic area identified and designated by the Commissioner pursuant to 17:33C-2 and this subchapter.

"Automobile insurance urban enterprise zone program" or "program" means an automobile insurance urban enterprise zone program established pursuant to 17:33C-2 and this subchapter.

"Automobile insurer" means an insurer or group of affiliated insurers authorized or admitted to transact the business of personal lines private passenger automobile insurance in this State.

"Bona fide office" means an office maintained by the producer for the transaction of business that is open to the public during normal business hours, and that provides access as required by 12 U.S.C. § 12101 (the "Americans with Disabilities Act").

"CAIP" means the Commercial Automobile Insurance Plan established pursuant to 17:29D-1 and N.J.A.C. 11:3-1.

"Commissioner" means the Commissioner of the New Jersey Department of Banking and Insurance.

"Department" means the New Jersey Department of Banking and Insurance.

"Insurance producer" means any person engaged in the business of an insurance agent, insurance broker, or insurance consultant, and who is licensed pursuant to N.J.S.A. 17:22A-1 et seq.

"Located in a UEZ" or "maintain a bona fide office in a UEZ" means that the street address of the business office of the producer is located in a zip code located within a UEZ. Determination of zip code boundaries shall be based on the edition of the United States Zip Code and Post Office Directory in effect at the time of the application for eligibility.

"PAIP" means the New Jersey Personal Automobile Insurance Plan established pursuant to 17:29D-1 and N.J.A.C. 11:3-2.

"Qualified insurer" means an automobile insurer that is a qualified insurer pursuant to 17:33C-3 and this subchapter.

"Urban enterprise zone agent" or "UEZ agent" means an insurance producer who is licensed pursuant to N.J.S.A. 17:22A-1 et seq., is appointed on or after January 1, 1998 by a qualified insurer in accordance with the procedures set forth in N.J.S.A. 17:22A-15 and 11:17-2.9 to represent it in an automobile insurance urban enterprise zone under the terms of 17:33C-1 et seq., and maintains a bona fide office within that automobile insurance urban enterprise zone.

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