New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 3 - AUTOMOBILE INSURANCE
Subchapter 16A - PRIVATE PASSENGER AUTOMOBILE INSURANCE TERRITORIAL RATING PLANS
Section 11:3-16A.2 - Definitions
The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise.
"Basic automobile insurance policy" or "basic policy" means a private passenger automobile insurance policy issued in accordance with 39:6A-3.1 and N.J.A.C. 11:3-3.
"Commission" means the Automobile Insurance Territorial Rating Plan Advisory Commission established pursuant to 17:29A-50.
"Commissioner" means the Commissioner of the New Jersey Department of Banking and Insurance.
"Common territory map" means the territory map filed by the Commission and approved by the Commissioner or, where no map filed by the Commission is approved, a substitute map certified by the Commissioner.
"Department" means the New Jersey Department of Banking and Insurance.
"Exposure" means one car insured for property damage liability coverage in a Basic or Standard policy for a period of 12 months.
"Filer" means a rating organization or any insurer making its own rates.
"Insurer" means an entity or affiliated group of entities authorized or admitted to transact personal private passenger automobile insurance business in this State.
"PAIP" means the New Jersey Personal Automobile Insurance Plan established in accordance with 17:29D-1 et seq.
"PIP coverage" means personal injury protection coverage as described in 39:6A-4 or 39:6A-3.1.
"Rating organization" means an entity licensed as a rating organization pursuant to 17:29A-2.
"Standard automobile insurance policy" or "standard policy" means a private passenger automobile insurance policy issued in accordance with 39:6A-4.
"State border" means the land or water border between New Jersey and New York State, Pennsylvania, Delaware, the Atlantic Ocean, Raritan Bay or Delaware Bay.
"Territory map" means a list of territories defined by zip code and a representation of the territories on a map of New Jersey pursuant to 11:3-16A.4(a).
