New Jersey Administrative Code
Title 11 - INSURANCE
Chapter 2 - INSURANCE GROUP
Subchapter 18 - READABLE POLICIES
Section 11:2-18.2 - Scope
Universal Citation: NJ Admin Code 11:2-18.2
Current through Register Vol. 56, No. 24, December 18, 2024
(a) This subchapter applies to all insurance policies which are issued to individuals to provide coverage for personal, family, or household purposes except life, health and annuity policies defined in N.J.S.A. 17B:17-19a, the "Life and Health Policy Language Simplification Act." Examples of coverage for personal, family or household purposes are:
1. Policies
used solely to provide homeowners insurance, dwelling fire insurance on one to
four family units, or individual fire insurance on dwelling contents;
2. Policies principally used to provide
primary insurance on private passenger automobiles which are individually owned
and used for personal or family needs; and
3. Policies of personal inland marine,
personal theft, residence glass, and personal liability insurance.
(b) Coverage for personal, family or household purposes does not include policies or contracts of commercial lines insurance subject to N.J.S.A. 17:29AA-1 et seq. and N.J.A.C. 11:13.
(c) This subchapter does not supersede any other law, regulation or filing procedure.
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