New Hampshire Code of Administrative Rules
Ins - Commissioner, Insurance Department
Chapter Ins 5000 - STANDARDS AND PROCEDURES FOR THE FILING OF PROPERTY AND CASUALTY INSURANCE FORMS AND RATES
Part Ins 5001 - PROPERTY AND CASUALTY FORM AND RATE FILINGS
Section Ins 5001.06 - Rules Applicable to All Forms

Universal Citation: NH Admin Rules Ins 5001.06

Current through Register No. 12, March 21, 2024

(a) Each form shall be designated by a form number composed of numbers, letters, or both, and:

(1) The form number shall be sufficient to distinguish the form from all other forms used by the company;

(2) The form number may contain the prefix "Form No.";

(3) The form number shall be placed on every page of the form; and

(4) When a form is replaced, the form shall be resubmitted with a new form number, new edition date, or both.

(b) Each policy shall display:

(1) The legal title of the company;

(2) The company's home mailing and physical address;

(3) The administrative office address, if different from the address in (2) above; and

(4) A toll-free telephone number, and if it is available, a facsimile number and e-mail address whereby the insured can contact the company.

(c) All forms shall display a minimum of 10 point font text, not including page number, form number, copyright, and edition date.

(d) Any form identifying a group or any other entity shall also clearly identify the name of the company insuring the risk.

(e) Electronic forms or policies shall also be offered in paper medium, upon request by a consumer.

(f) Forms shall have a prominently displayed heading or title which shall accurately reflect the content of the form.

(g) Any life, accident, and health terminology in a property and casualty form used in any way that would cause a reasonable person to believe that the policyholder is receiving a life, accident, and health product shall be prohibited. This shall not preclude actual life, accident, and health products that are permitted by New Hampshire statute or rule to be included in a property and casualty product.

(h) The inclusion of 2 types of insurance within one policy shall be permissible if the policy language fully complies with all applicable statutes and rules.

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