New Hampshire Code of Administrative Rules
Ins - Commissioner, Insurance Department
Chapter Ins 4700 - TRAVEL INSURANCE
Part Ins 4703 - PERSONAL INLAND MARINE TRAVEL INSURANCE
Section Ins 4703.07 - Prohibited Policy Provisions

(a) Guarantee policy renewal;

(b) Provide coverage under the policy for a trip that exceeds 12 months in duration, except as authorized in this part;

(c) Charge a penalty or administrative fee for trip cancellation by the covered individual;

(d) Retain unearned premium payments when the trip is cancelled or terminated by the group policyholder or its affiliates; or

(e) Reduce coverage based on the age of the insured.