New Hampshire Code of Administrative Rules
Ins - Commissioner, Insurance Department
Chapter Ins 4700 - TRAVEL INSURANCE
Part Ins 4703 - PERSONAL INLAND MARINE TRAVEL INSURANCE
Section Ins 4703.02 - Applicability and Scope

Universal Citation: NH Admin Rules Ins 4703.02

Current through Register No. 40, October 3, 2024

(a) This part shall apply to all blanket, group or individual inland marine travel insurance policies delivered or issued for delivery in this state on or after the effective date of this part.

(b) Except as specifically set forth in this part inland marine travel insurance, as defined in Ins 4703.03(d), shall constitute a line of personal inland marine insurance and shall be filed and regulated as such.

(c) An inland marine travel insurance policy may include coverage for accidental death and dismemberment and emergency medical and dental care if this coverage does not exceed the limits set forth in Ins 4703.06(d).

(d) When an inland marine travel insurance policy includes coverage for accidental death and dismemberment and emergency medical and dental care that does not exceed the limits of Ins 4703.06(d), no separate accident and health filing shall be required and such coverage:

(1) Shall be treated as short-term or incidental coverage to property and casualty coverages; and

(2) Shall not be subject to RSA 415, RSA 415-A, or RSA 420-G.

(e) When an inland marine travel insurance policy is written in combination with coverage for accidental death and dismemberment and emergency medical and dental care coverage that exceeds the limits set forth in Ins 4703.06(d), the insurer shall file a separate accident and health filing meeting the requirements of either Ins 4701 or Ins 4702.

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