New Hampshire Code of Administrative Rules
Ins - Commissioner, Insurance Department
Chapter Ins 4700 - TRAVEL INSURANCE
Part Ins 4702 - INDIVIDUAL ACCIDENT AND HEALTH TRAVEL INSURANCE
Section Ins 4702.08 - Disclosures
Current through Register No. 40, October 3, 2024
(a) A statement shall be provided to an insured in prominent type in pre-purchase materials that clearly states that the coverage offered is for travel benefits only and that it is important for the insured to read the description of coverage carefully.
(b) All applications for individual accident and health travel insurance shall contain a prominent statement by type, stamp, or other appropriate means in either contrasting color or in boldface type at least equal to the size type used for the headings or captions of sections of the applications and in close conjunction with the applicant's signature block on the application, which states:
"The coverage provided by this insurance is for travel benefits only. Review your Description of Coverage carefully."
(c) All individual accident and health travel insurance policies and descriptions of coverage that provide coverage of unexpected and emergency medical or dental care shall display prominently by type, stamp, or other appropriate means on the first page of the description of coverage, in either contrasting color or in boldface type at least equal to the size type used for headings or captions of sections in the description of coverage, the following statement:
"Notice to Buyer: This insurance provides travel coverage only and is a limited benefit for unexpected emergency medical or dental care. Where the purpose of your travel is to receive medical, dental, or cosmetic care, coverage for that specific treatment is not provided."
