New Hampshire Code of Administrative Rules
Ins - Commissioner, Insurance Department
Chapter Ins 3600 - LONG-TERM CARE INSURANCE
Part Ins 3601 - LONG-TERM CARE INSURANCE
Section Ins 3601.10 - Prohibition Against Post-Claims Underwriting
Current through Register No. 12, March 21, 2024
(a) All applications for long-term care insurance policies or certificates except those that are guaranteed issue shall contain clear and unambiguous questions designed to ascertain the health condition of the applicant.
(b)
(c) Except for policies or certificates which are guaranteed issue:
Caution: If your answers on this application are incorrect or untrue, [company] has the right to deny benefits or rescind your policy.
Caution: The issuance of this long-term care insurance [policy] [certificate] is based upon your responses to the questions on your application. A copy of your [application] [enrollment form] [is enclosed] [was retained by you when you applied]. If your answers are incorrect or untrue, the company has the right to deny benefits or rescind your policy. The best time to clear up any questions is now, before a claim arises! If, for any reason, any of your answers are incorrect, contact the company at this address: [insert address]
#8036, eff 5-1-04; ss by #10154, eff 6-25-12
The amended version of this section by New Hampshire Register Volume 35, Number 10, eff.2/13/2015 is not yet available.