New Hampshire Code of Administrative Rules
Ins - Commissioner, Insurance Department
Chapter Ins 1400 - AUTOMOBILE INSURANCE
Part Ins 1404 - VOLUNTARY MARKET REGULATION PERTAINING TO RATES, RATING PLANS AND PRACTICES
Section Ins 1404.03 - Reflecting Driver Performance

Universal Citation: NH Admin Rules Ins 1404.03

Current through Register No. 12, March 21, 2024

(a) Rating systems or rating plans used by insurers shall include means by which insureds are credited with good driving experience or surcharged to reflect certain loss and violation history.

(b) Every insurer shall clearly provide on, or attached to, the renewal notice or declaration page of each policy delivered to the insured an indication that discounts, credits, or surcharges are included in the premium charge. Any insurer unable to provide a listing with sufficient detail showing occurrences and violations which have impacted the premium shall, at a minimum, indicate that the insured may contact the producer or insurer for more specific information.

(c) Insurers shall clearly identify within their filed rating plans and guidelines specifics with respect to the types of violations and occurrences which impact an insured's premium and the means by which this is accomplished.

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