Nevada Administrative Code
Chapter 691C - Credit Personal Property Insurance
Section 691C.030 - Coverage: "Extended coverage" and "standard fire policy" interpreted

Universal Citation: NV Admin Code 691C.030

Current through February 27, 2024

1. As used in NRS 691C.260:

(a) "Extended coverage" includes, but is not limited to, coverage against all direct losses by:
(1) Fire;

(2) Lightning;

(3) Internal or other explosion;

(4) Riot;

(5) Vehicles;

(6) Civil commotion;

(7) Fireplace or other smoke;

(8) Hail;

(9) Aircraft;

(10) Windstorm;

(11) Volcanic eruption;

(12) Vandalism and malicious mischief;

(13) Burglary;

(14) Weight of ice, snow or sleet;

(15) Discharge of water or steam;

(16) Falling objects;

(17) Freezing;

(18) Sudden tearing, cracking or burning;

(19) Electrical current;

(20) Flood;

(21) Earthquake;

(22) Theft; and

(23) Mysterious disappearance.

(b) "Standard fire policy" means a policy or contract of insurance that provides coverage against all direct loss by fire or lightning, and for costs incurred in removing from the premises property endangered by the perils insured against, as described in the policy declarations.

2. This section does not apply to guaranteed asset protection insurance.

Added to NAC by Comm'r of Insurance by R132-05, eff. 10-31-2005; A by R114-06, 3-23-2007, eff. 4-1-2007

NRS 679B.130, 691C.260, 691C.430

Disclaimer: These regulations may not be the most recent version. Nevada may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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