Nevada Administrative Code
Chapter 690A - Credit Insurance
Section 690A.060 - Processing of certain claims: Search for and action on additional policies issued by insurer on life of decedent; applicability

1. Except as otherwise provided in subsection 4, upon the submission of a claim for a benefit under a policy of credit life insurance, the insurer issuing the policy shall conduct a search pursuant to the standard adopted pursuant to NAC 690A.050 of all the policies issued by the insurer to determine if any other policy issued by the insurer provides coverage on the life of the decedent.

2. If the person filing a claim provides information identifying other names by which the insured may have been known, the insurer shall search all the policies issued by the insurer to determine if the insured was covered by another policy under a different name.

3. If the insurer determines that it has issued another policy on the life of the insured, the insurer shall:

4. The provisions of this section do not apply to an insurer that does not maintain records of the individual holders of a certificate issued under a policy of credit life insurance.