Nevada Administrative Code
Chapter 687B - Contracts of Insurance
POLICIES THAT DUPLICATE BENEFITS PROVIDED UNDER MEDICARE
Section 687B.716 - Notice of duplication for policy which provides reimbursement for expenses incurred for accidental injury only

This is not Medicare Supplement Insurance

This insurance provides limited benefits, if you meet the policy conditions, for hospital or medical expenses that result from accidental injury. It does not pay your Medicare deductibles or coinsurance and is not a substitute for Medicare Supplement insurance.

This insurance duplicates Medicare benefits when it pays:

* hospital or medical expenses up to the maximum stated in the policy

Medicare generally pays for most or all of these expenses.

Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include:

* hospitalization

* physician services

* outpatient prescription drugs if you are enrolled in Medicare Part D

* other approved items and services

Check the coverage in all health insurance policies you already have.

For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company.

For help in understanding your health insurance, contact the Commissioner of Insurance or the State Health Insurance Assistance Program (SHIP).