Nevada Administrative Code
Chapter 687B - Contracts of Insurance
CONTRACTS FOR LONG-TERM CARE
Section 687B.116 - Limitations on conditioning of benefits

Universal Citation: NV Admin Code 687B.116

Current through December 31, 2024

1. A long-term care insurance contract delivered or issued for delivery in this State may not:

(a) Condition any benefit upon the hospitalization of the insured;

(b) Condition any benefit for an insured who is institutionalized upon his or her receiving a higher level of institutional care; or

(c) Condition any benefit, other than a waiver of premium or benefits for postconfinement care, postacute care or any recuperative benefit, upon the institutionalization of the insured.

2. If a long-term care insurance contract conditions coverage for noninstitutional care upon the receipt of institutional care, the required period of institutional care must not exceed 30 days.

Added to NAC by Comm'r of Insurance, eff. 1-4-91; A by R028-10, 12-16-2010, eff. 10-1-2011

NRS 679B.130

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