Nevada Administrative Code
Chapter 679B - Commissioner of Insurance
COLLECTION, USE AND DISCLOSURE OF INFORMATION ON TRANSACTIONS OF INSURANCE
Section 679B.725 - Basis for adverse underwriting decision
Universal Citation: NV Admin Code 679B.725
Current through December 31, 2024
1. Except as otherwise provided in subsection 2, no insurance institution or agent may base an adverse underwriting decision in whole or in part on:
(a) A previous adverse underwriting decision;
(b) Insurance coverage previously obtained by a natural person through a residual market mechanism; or
(c) Personal information received from an insurance-support organization whose primary source of information is insurance institutions.
2. An insurance institution or agent may base an adverse underwriting decision on additional:
(a) Information obtained from an insurance institution or agent responsible for the previous adverse underwriting decision; or
(b) Personal information received from the insurance-support organization.
Added to NAC by Comm'r of Insurance, 10-4-88, eff. 1-1-89
NRS 679B.130
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