Nevada Administrative Code
Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility
VERIFICATION OF PROOF OF FINANCIAL RESPONSIBILITY
Section 485.151 - Designation of person responsible for maintaining insurance; suspension of registration

1. For each motor vehicle registered in this State, at least one registered owner shall designate himself or herself at the time of registration as responsible for maintaining insurance on the motor vehicle pursuant to NRS 485.317 and subject to the penalties prescribed in NRS 482.557 using a form prescribed by the Department. The registered owner who is so designated may change the designation to another registered owner of the motor vehicle by notifying the Department on a form provided by the Department.

2. For the purpose of enforcing NRS 482.557, the Department will maintain a record of each suspension of registration pursuant to NRS 485.317 for at least 5 years following a reinstatement from that suspension. If a subsequent suspension of registration occurs pursuant to NRS 485.317 within 5 years after the date of a reinstatement, the subsequent suspension will be treated as a subsequent offense for the purpose of NRS 482.557.

3. A certificate of financial responsibility required to be filed pursuant to NRS 482.557 is not transferable.

4. A registered owner may request a hearing for a suspension of registration pursuant to NRS 485.317 or a suspension of his or her driver's license pursuant to NRS 482.557 caused by a lack or lapse of insurance by completing a form provided by the Department within 30 days after the date on which the notice of suspension was sent by the Department pursuant to subsection 3 of NRS 485.317. The registered owner must submit evidence of current insurance valid in Nevada when requesting a hearing. A hearing will not be granted for consideration of additional time to obtain money to pay any fee or fine or to resolve any dispute with the insurance company.

5. In addition to any other information, the Department will count all days on which a motor vehicle was not covered by a policy of liability insurance when assessing a penalty to reinstate the registration pursuant to NRS 482.557. If there are additional dates not included in the original request for information on which the motor vehicle was not covered by a policy of liability insurance, those days will also be counted for the purpose of assessing any penalty pursuant to NRS 482.557.