Nebraska Administrative Code
Topic - MOTOR VEHICLES, DEPARTMENT OF
Title 247 - NEBRASKA ADMINISTRATIVE CODE, NEBRASKA DEPARTMENT OF MOTOR VEHICLES
Chapter 15 - RULES AND REGULATIONS GOVERNING THE MOTOR VEHICLE INSURANCE DATA BASE PURSUANT TO NEB. REV. STAT. SECTIONS 60-362, 60-387, AND 60-3,136 THROUGH 60-3,139
Section 247-15-005 - DEPARTMENT REQUIREMENTS
Current through March 20, 2024
005.01 Notification Required.
The Department will provide mailed written notice to insurers or insurer groups, or other entities authorized to transact the business of automobile liability insurance in Nebraska and which issue automobile liability insurance policies in this state, to begin required reporting of records of automobile liability insurance policies, insurer groups, or other entities authorized to transact the business of automobile liability insurance in Nebraska and which issue automobile liability insurance policies in this state when the insurer's or insurer group's direct written premiums are $100,000 or more as reported to the National Association of Insurance Commissioners for the prior calendar year.
005.02 Data Base Message.
Upon inquiry by the Department, its agents, or law enforcement, the Department shall return the following electronic message when an insurance record is not found on the Motor Vehicle Insurance Data Base: "Information Unavailable, Review of Insurance Card Required".
005.03 Record Validity.
The Department, its agents, or law enforcement shall not consider as valid any record contained in the Motor Vehicle Insurance Data Base after midnight on the expiration date associated with such record.
005.04 Publication Required.
The Department shall publish and make available to all insurers and insurer groups a Nebraska Insurance Reporting Guide (Guide). This Guide, as amended from time to time, shall provide the insurer or insurer group with all of the technical information needed for the insurer or insurer group to comply with the requirements of the Motor Vehicle Insurance Data Base. The Department will make the Guide available in electronic format.
005.05 Record Error Reports.
The Department shall return to the reporting insurers or insurer groups error reports that include, but are not limited to, the following:
005.06 Release of Insurance Record.
The Department shall not release any record contained in the Motor Vehicle Insurance Data Base except in conjunction with a copy of the registration or title record for the corresponding vehicle. The request for such record shall indicate that the record will be used only by any insurer, insurer group, insurance support organization, or by a self-insured entity, or its agents, employees, or contractors in connection with claims investigation activities, anti-fraud activities, rating, or underwriting; or for use by any federal, state, or local governmental agency, including any court or law enforcement agency, in carrying out the agency's functions; or by a private person or entity acting on behalf of a governmental agency in carrying out the agency's functions. The request for the record shall be in compliance with the Uniform Motor Vehicle Records Disclosure Act, Neb. Rev. Stat. §§ 60-2901 through 60-2912.
