Nebraska Administrative Code
Topic - MOTOR VEHICLES, DEPARTMENT OF
Title 247 - NEBRASKA ADMINISTRATIVE CODE, NEBRASKA DEPARTMENT OF MOTOR VEHICLES
Chapter 15 - RULES AND REGULATIONS GOVERNING THE MOTOR VEHICLE INSURANCE DATA BASE PURSUANT TO NEB. REV. STAT. SECTIONS 60-362, 60-387, AND 60-3,136 THROUGH 60-3,139
Section 247-15-003 - DEFINITIONS
Current through September 17, 2024
003.01 Automobile liability insurance policy
Automobile liability insurance policy means an owner's or operator's policy of liability insurance, as provided in Neb. Rev. Stat. § 60-501(10) as proof of financial responsibility, and issued by an insurer or insurer group duly authorized to do business in this state, to or for the benefit of the person named therein as insured. This shall also include motorcycle liability policies and liability policies including an SR-22 filing.
003.02 Commercial lines policy
Commercial lines policy means insurance coverage for businesses, institutions, organizations, associations and professionals as reported to the Department of Insurance on the Combined Annual Statement Nebraska State Business Page as Other Commercial Auto Liability.
003.03 Department
Department means the Nebraska Department of Motor Vehicles.
003.04 Department of Insurance
Department of Insurance means the Nebraska Department of Insurance.
003.05 Excess liability policy
Excess liability policy means a liability policy other than an automobile liability policy that has the ability to respond in damages for a stated amount above and beyond the liability limits of the underlying automobile liability policy.
003.06 In force
In force means the ability to respond in damages for liability through the automobile liability policy expiration date.
003.07 Insurer
Insurer means any company, whether organized as a stock, mutual, assessment, or any other entity authorized to transact the business of automobile liability insurance in Nebraska and which issues such insurance policies in this state and insurance company as provided in Neb. Rev. Stat. § 60-3,137.
003.08 Insurer group
Insurer group means a group of insurers under the same ownership.
003.09 NAIC number (#)
NAIC number (#) means the insurer's National Association of Insurance Commissioner's identification number.
003.10 Optional reporting
Optional reporting means that reporting which insurers may, but are not required, to transmit to the Department.
003.11 Motorboat
Motorboat means a motorboat as defined by Neb. Rev. Stat. § 37-1204.
003.12 Personal watercraft
Personal watercraft means a class of motorboat as defined by Neb. Rev. Stat. § 37-1204.01.
003.13 Physical damage only policy
Physical damage only policy means an automobile liability policy that provides for the ability to respond in damages for physical damage only and not for bodily injury or death.
003.14 Record
Record means the information in each automobile liability insurance policy pertaining to each insured vehicle, not each insurance policy. Each record shall include, but not be limited to, the NAIC number, vehicle identification number, policy number, policy expiration date and policyholder name.
003.15 Reporting
Reporting means the transfer of automobile liability insurance policy records to the Department.
003.16 Required reporting
Required reporting means those records which insurers are required to transmit to the Department.
003.17 Self insurer
Self insurer means any person qualifying as a self-insurer pursuant to Neb. Rev. Stat. §§ 60-562 to 60-564.
003.18 Snowmobile
Snowmobile means a snowmobile as defined by Neb. Rev. Stat. § 60-663.
003.19 SR-22
SR-22 means proof of financial responsibility in accordance with Neb. Rev. Stat. § 60-529.
003.20 Trailer
Trailer means a trailer as defined by Neb. Rev. Stat. § 60-501(4) and a cabin trailer as defined by Neb. Rev. Stat. § 60-614.
003.21 Vehicles not required to be registered
Vehicles not required to be registered means vehicles exempt from registration pursuant to Neb. Rev. Stat. § 60-339.
003.22 Vehicle title and registration system
Vehicle title and registration system means the computerized title and registration system maintained by the Department.
