003.01 Purposes
The purposes of the Enhancing Excellence in Teaching Program
are to:
003.01A Retain teachers in the
accredited or approved public and private schools of Nebraska;
003.01B Improve the skills of existing
teachers in Nebraska through the graduate education programs of Nebraska's
postsecondary educational institutions; and
003.01C Establish a loan contract that
requires a borrower to continue employment as a teacher in this state after
completion of the eligible graduate program.
003.02 Definitions
For purposes of the Enhancing Excellence in Teaching
Program:
003.02A
Board shall mean the State Board of Education.
003.02B
Borrower shall mean an eligible student who receives a
loan pursuant to the EETP.
003.02C
Department shall mean the State Department of
Education, which is comprised of the Board and the Commissioner of Education.
003.02D
EETP shall mean the Enhancing Excellence in Teaching
Program.
003.02E
Eligible coursework shall mean those classes included
on the Program of Study that begin during the loan award period.
003.02F
Eligible graduate
program means a program of study offered by an eligible
institution which results in obtaining a graduate degree or a graduate course
of study leading to an endorsement in a shortage area specified by the State
Board of Education.
003.02G
Eligible for the EETP shall mean an eligible student
who:
003.02G1 agrees to complete an eligible
graduate program at an eligible institution and to complete the program on
which the applicant's eligibility is based as determined by the Department;
and
003.02G2 commits to teach in an
accredited or approved public or private school in Nebraska upon successful
completion of the eligible graduate program for which the applicant is applying
to the EETP and to maintaining certification pursuant to Sections
79-806 to
79-815
R.R.S.
003.02H
Eligible institution shall mean a not-for-profit
college or university which:
003.02H1 is
located in Nebraska;
003.02H2 is
accredited by a regional accrediting agency recognized by the United States
Department of Education as determined to be acceptable by the Board;
003.02H3 has a teacher education program as
defined in Section
002.02Q of this
Chapter; and
003.02H4 if a
privately funded college or university has not opted out of the EETP pursuant
to Section
003.04B of this
Chapter.
003.02I
Eligible student shall mean an individual who:
003.02I1 is a certificated teacher employed
to teach in an approved or accredited school in Nebraska;
003.02I2 is enrolled in an eligible graduate
program;
003.02I3 if enrolled at a
state-funded eligible institution, is a resident student as described in
Section
85-502
R.R.S. or, if enrolled in a privately funded eligible institution, would be
deemed a resident student if enrolled in a state-funded eligible
institution;
003.02I4 is majoring
in a shortage area, curriculum and instruction, a subject area in which the
individual already holds a secular teaching endorsement, or a subject area that
will result in an additional secular teaching endorsement which the
superintendent of the school district or head administrator of the private,
denominational, or parochial school employing the individual believes will be
beneficial to the students of such school district or school as evidenced by a
statement signed by the superintendent or head administrator; and
003.02I5 is applying for a loan pursuant to
the EETP to be received at a time other than during fiscal year 2011-2012 or
2012-2013.
003.02J
Employed as a teacher shall mean employment equivalent
to 0.5 full-time employment (FTE) or greater under one (1) or more teaching
contracts with an approved or accredited Nebraska school throughout the course
of one (1) school year or a period of two (2) consecutive school terms that are
the equivalent of one (1) school year (e.g., one (1) spring semester and the
following fall semester). Substitute teachers who meet this requirement shall
be considered employed as a teacher. This term also means employment by an
Educational Service Unit (ESU) as a certificated employee as defined in Section
79-1234(2)
R.R.S. when the certificated employee will
be functioning as a teacher throughout the course of one (1) school year or a
period of two (2) consecutive school terms that are the equivalent of one (1)
school year (e.g., one (1) spring semester and the following fall semester) in
an approved or accredited Nebraska school pursuant to authority provided in the
Educational Service Unit Act (Section
79-1201
R.R.S., et. seq.).
003.02K
Employed as a full-time
teacher shall mean full-time employment (FTE) equivalent to 1.0
FTE under one (1) or more teaching contracts with an approved or accredited
Nebraska school throughout the course of one (1) school year or a period of two
(2) consecutive school terms that are the equivalent of one (1) school year
(e.g., one (1) spring semester and the following fall semester). Substitute
teachers who meet this requirement shall be considered employed as a full-time
teacher. This term also means employment by an Educational Service Unit (ESU)
as a certificated employee as defined in Section
79-1234(2)
R.R.S. when the certificated employee will
be functioning as a teacher equivalent to 1.0 FTE throughout the course of one
(1) school year or a period of two (2) consecutive school terms that are the
equivalent of one (1) school year (e.g., one (1) spring semester and the
following fall semester) in an approved or accredited Nebraska school pursuant
to authority provided in the Educational Service Unit Act (Section
79-1201
R.R.S. et. seq.).
003.02L
Enrolled
shall mean the eligible student is officially admitted into an eligible
graduate program at an eligible institution and s/he meets that institution's
requirements for continuing enrollment certification purposes or for
maintaining graduate student status.
003.02M
Loan shall
mean an amount of money advanced under a contract to a borrower pursuant to the
EETP.
003.02N
Loan
award period shall mean July 1 - June 30.
003.02O
Majoring in a shortage
area or subject area shall mean pursuing a degree or graduate
course of study which will allow an individual to be properly endorsed to teach
in such shortage area or subject area.
003.02P
Program of
Study shall mean official documentation that verifies enrollment
and coursework in an eligible graduate program and must include:
003.02P1 the name of the applicant;
003.02P2 the name of the eligible graduate
program to be completed;
003.02P3 a
listing of the coursework required to complete the eligible graduate
program;
003.02P4 a tentative
timeline for completion of the eligible graduate program; and
003.02P5 the signature of the designated
representative of the eligible institution.
003.02Q
Proof of coursework
completion shall mean a grade report or transcript from an
eligible institution which verifies that the borrower has completed the
eligible coursework for which funds were received during the loan award
period.
003.02R
Proof
of program completion shall mean an official transcript from an
eligible institution which verifies that the borrower has completed the
eligible graduate program for which the loan was received.
003.02S
Proof of
registration shall mean a class schedule or transcript from an
eligible institution which verifies registration for eligible
coursework.
003.02T
Repayment period shall mean the time during which the
borrower is required to make payments on the loan or loans.
003.02U
Repayment
status shall mean when a borrower meets any of the conditions
triggering repayment commencement described in Section
003.05A of this
Chapter.
003.02V
Secular field of teaching shall mean teaching areas
covered by teaching endorsements identified in 92 NAC 24 excluding Religious
Education.
003.02W
Shortage area shall mean a secular field of teaching
or endorsement area for which there is a shortage, as determined by the
Department pursuant to Section 004 of this Chapter, of properly endorsed
teachers at the time the borrower first receives funds pursuant to the
EETP.
003.02X
Teacher shall mean an individual who holds a valid
teaching certificate and who is regularly employed for the instruction of
pupils pursuant to Section
79-101
R.R.S. For purposes of this Chapter, this definition does not include
administrative or special services certificate holders who are employed in
positions requiring these endorsements.
003.03 Application Process
003.03A
Application.
In order to be considered for a loan, an eligible student must complete the
appropriate application forms prescribed by the Department.
003.03A1 Applications must include a Program
of Study approved by a designated representative of the eligible institution in
which the applicant is enrolled.
003.03A2 Incomplete applications will not be
considered for a loan.
003.03B
Deadlines.
Applications must be submitted to the administrator responsible for the teacher
education program, or his/her designated representative, of the eligible
institution in which the applicant is enrolled by a date determined by the
administrator.
003.03B1 Institutions shall
number the applications in the order in which they are received and send all
submitted applications to the Department. Applications must be received by the
Department on or before June 1 of each year in which funds are
available.
003.03C
Maximum Amounts. Eligible students may apply on an
annual basis for loans in an amount of not more than one hundred seventy-five
dollars ($175) per credit hour. Loans awarded to individual students shall not
exceed a cumulative period exceeding five (5) consecutive years.
003.03C1 Loans awarded to individual students
shall not exceed an annual amount of three thousand dollars ($3,000).
003.03D
Distribution. The Department shall allocate the funds
to be distributed for the EETP to all eligible institutions according to the
formula set forth in Section
003.04A of this
Chapter. The Department shall distribute the funds for the EETP directly to the
borrower.
003.03E
Awards. Loans shall only be awarded through the
Department and funded pursuant to Section
79-8,137.05
R.R.S.
003.03E1 The borrower must submit
proof of registration for eligible coursework to the Department pursuant to the
contract prior to any funds being distributed.
003.03E1a The borrower shall only receive
payment one time for each eligible course on his/her Program of Study. Repeated
coursework for which a final course grade has been previously assessed is
ineligible for payment.
003.03E2 Funds not claimed pursuant to the
contract will revert to the Excellence in Teaching Cash
Fund.
003.04
Formula
003.04A
Formula for
Distribution. The Department shall distribute one-sixth (1/6) of
the total funds available pursuant to Section
79-8,137.05
R.R.S. evenly among all eligible institutions. The remaining funds shall be
allocated by formula on the basis of the percentage of the total Master's
degrees in education awarded by each eligible institution, excluding those
awarded in administrative or special services programs. The percentage of loan
funds available to each eligible institution will match the institution's
percentage of the state's total Master's degrees in education awarded by all
eligible institutions.
003.04A1 The formula
will be based on the most current Master's degree in education completer
information available from the Nebraska Coordinating Commission for
Postsecondary Education.
003.04A2
The allocation of available funds will be reported to the eligible institutions
no later than March 15 of each year.
003.04A3 In the event that additional funds
for the EETP become available during the current loan award period, the
Department may establish an interim distribution process based on the
percentage of the state's total Master's degrees in education awarded by each
eligible institution.
003.04B
Opting Out
Provisions. An eligible institution may opt out of the EETP by
notifying the Commissioner of Education, in writing, postmarked or emailed by
February 1 prior to the academic year for which loans are available, of the
institution's intent not to participate in the EETP. Such notification will be
considered in force until the Commissioner is notified, in writing, of the
institution's intent to recommence its participation in the EETP.
003.05 Loan Contract Provisions
Prior to receiving any money from a loan pursuant to the
EETP, an eligible student shall enter into a contract with the
Department.
003.05A
Repayment Commencement. Section
79-8,137.04(1)
R.R.S. requires subsections
003.05A1 and
003.05A2 to be
part of the contract. Section
79-8,137.04(2)
R.R.S. requires that for a borrower to have
payments suspended, the borrower must, in addition, otherwise meet the
requirements of the contract. Subsections
003.05A3 and
003.05A4 are such
additional provisions.
003.05A1 If the
borrower is not employed as a full-time teacher teaching in an approved or
accredited school in Nebraska for a time period equal to the number of years
required for loan forgiveness pursuant to Section
003.05E of this
Chapter or the borrower does not complete the requirements for program
completion within five (5) consecutive years after receiving the initial loan
under the EETP, then the loan shall be repaid with interest at the rate fixed
pursuant to Section
45-103
R.R.S. accruing as of the date the borrower signed the contract and actual
collection costs as determined by the Department.
003.05A2 If the borrower fails to remain
enrolled at an eligible institution or otherwise fails to meet the requirements
of an eligible student, repayment of the loan shall commence within six (6)
months after such change in eligibility.
003.05A3 If the borrower fails to provide the
Department with proof of coursework completion within sixty (60) days of the
completion of all eligible coursework for which the loan was received,
repayment of the loan shall commence within six (6) months from the end of the
loan award period in which the loan was received.
003.05A4 If the borrower fails to provide the
Department with proof of program completion within sixty (60) days of
completion of the eligible graduate program, repayment of the loan shall
commence within six (6) months of completion of the program.
003.05A5 The interest rate for the entire
repayment period shall be that which is in effect under Section
45-103
R.R.S. on the date that the borrower signed the contract.
003.05B
Repayment
Procedures. Repayment will be made on a monthly basis on a
schedule which allows up to two (2) years of payments for all loans received.
The borrower, at his/her option, may accelerate payment on all or any part of
the loan principal plus accrued interest at any time without penalty. Monthly
payments must be received at the Department no later than the 15th of each
month.
003.05C
Penalty. In the event the borrower fails to make a
scheduled payment of any installment due, the entire unpaid indebtedness
including interest due shall become, at the option of the Commissioner,
immediately due and payable.
003.05D
Repayment
Exceptions.
003.05D1
Cancellation. The repayment obligation shall be
cancelled if the Commissioner determines that:
003.05D1a The borrower is unable to teach
because s/he is permanently totally disabled, on the basis of verification from
the Social Security Administration; or
003.05D1b The borrower has died, on the basis
of a death certificate or other evidence conclusive under State law provided by
next of kin or personal administrator of the estate.
003.05D2
Deferment.
A deferment of the repayment period may be granted by the Commissioner if the
borrower is in repayment status and can substantiate that s/he is:
003.05D2a serving on active duty as a member
of the Armed Forces of the United States, for a period not in excess of three
(3) years;
003.05D2b temporarily
totally disabled as established by the sworn affidavit of a qualified
physician, for a period not in excess of three (3) years;
003.05D2c unable to secure employment by
reason of the care required by a disabled child, spouse, or parent for a period
not in excess of twelve (12) months; or
003.05D2d seeking and unable to find
full-time employment for a single period not in excess of twelve (12)
months.
003.05D3
Qualification for Exceptions. To qualify for a
cancellation or deferment, the borrower must notify the Department, in writing,
of his or her claim and provide supporting documentation of the claim. If the
borrower's claim is accepted, s/he will not be required to make repayments nor
will interest accrue on the outstanding balance during the deferment
period.
003.05E
Loan Forgiveness. If the borrower successfully
completes the eligible graduate program for which the borrower is receiving a
forgivable loan pursuant to the EETP, maintains certification pursuant to
Sections
79-806 to
79-815
R.R.S., maintains full-time employment as a teacher in an approved or
accredited school in this state, and otherwise meets the requirements of the
contract, payments shall be suspended for the number of years that the borrower
is required to remain employed as a teacher in this state under contract.
(moved to
003.05E1)
003.05E1 For recipients who received funds
for the first time prior to July 1, 2016:
003.05E1a Beginning after the first two (2)
years of teaching full-time in Nebraska following graduation for the degree for
which the loan was received, for each year that the borrower teaches full-time
in Nebraska pursuant to the contract, the loan shall be forgiven in an amount
equal to three thousand dollars ($3,000), except that if the borrower teaches
full-time in a school district that is in a local system classified as very
sparse as defined in Section
79-1003
R.R.S., teaches in a school building that provides free meals to all students
pursuant to the community eligibility provision, teaches in a school building
in which at least forty percent (40%) of the students are poverty students as
defined in Section
79-1003
R.R.S., or teaches in an accredited or approved private school in Nebraska in
which at least forty percent (40%) of the enrolled students qualified for free
lunches as determined by the most recent data available from the Department,
payments shall be forgiven each year in an amount equal to six thousand dollars
($6,000).
003.05E2 For
recipients who received funds for the first time on or after July 1, 2016:
003.05E2a Beginning after the first two (2)
years of teaching full-time in Nebraska following completion of the eligible
graduate program for which the loan was received, for each year that the
borrower teaches full-time in Nebraska pursuant to the contract, the loan shall
be forgiven in an amount equal to one thousand five hundred dollars ($1,500),
except that if the borrower teaches fulltime in a school district that is in a
local system classified as very sparse as defined in Section
79-1003
R.R.S., teaches in a school building in which at least forty percent (40%) of
the students are poverty students as defined in Section
79-1003
R.R.S., teaches in a school building that provides free meals to all students
pursuant to the community eligibility provision, or teaches in an accredited
private school or educational service unit or an approved private school in
Nebraska in which at least forty percent (40%) of the enrolled students
qualified for free lunches as determined by the most recent data available from
the Department, payments shall be forgiven each year in an amount equal to one
thousand five hundred dollars ($1,500) for the first year of loan forgiveness
and three thousand dollars ($3,000) for each year of loan forgiveness
thereafter.
003.05E3 The
borrower shall provide the Department with proof of coursework completion
within sixty (60) days of the completion of all eligible coursework for which
the loan was received.
003.05E4 The
borrower shall provide the Department with proof of program completion within
sixty (60) days of completion of the eligible graduate program for which the
loan was received.
003.05E5 When a
loan has been forgiven pursuant to Section
79-8,137.04
R.R.S., the amount forgiven may be taxable income to the borrower and the
Department shall provide notification of the amount forgiven to the borrower,
the Department of Revenue, and the United States Internal Revenue Service if
required by the Internal Revenue Code.
003.06 Default
Failure of a borrower to either fulfill the terms necessary
for loan forgiveness according to Section
003.05E of this
Chapter or repay the loan according to Section
003.05A of this
Chapter shall constitute a default. Borrowers in default may be referred to a
collection agency according to Section
45-623
R.R.S.