Mississippi Administrative Code
Title 6 - Economic Development
Part 9 - Economic Development Division
Chapter 4 - Small Business Loan Guarantee Program
Rule 6-9-4.2 - Eligibility Criteria
Eligible borrowers may include businesses that are new or existing small businesses in Mississippi with up to 500 employees and less than $10,000,000 in gross revenues or $2,500,000 in profit after taxes, or is a Mississippi nonprofit organization when the financing is used for a "business purpose."
All financial institutions must be preapproved by MDA before they are able to participate in the program. Eligible financial institutions may include:
* Commercial Bank
* Savings Bank
* Federal Land Bank
* Farm Credit Bank, Agricultural Credit Association, or other farm credit agency
* Community Development Corporations
* Community Development Financial Institutions
Additionally, eligible loans must be used for a business purpose. This can include but is not limited to:
* New business startup costs,
* Working capital,
* The purchase of equipment, inventory, land, buildings, and machinery,
* Construction,
* Remodeling or renovation, or
* Tenant improvements of an eligible place of business that is not for passive real estate investment purposes
Miss. Code Ann. § 57-10-601; 12 USC § 5701 et seq.