Mississippi Administrative Code
Title 6 - Economic Development
Part 4 - Community Services
Chapter 6 - Mississippi Single Family Residential Housing
Rule 6-4-6.6 - Implementation and Assessment
MS Home Corporation serves as the Lead Lender that implements the program and is the primary point of contact for all loans funded under MSFRHF. MHC underwrites all loans to meet its credit requirements and other loan conditions, in addition, to Fannie Mae and MDA's guidelines. However, MHC submits to Participants loan documents for review and authorization before finalizing the loan approval. The documents are required to support underwriting review, assessment of ability to construct residential units, and credit analysis of the borrower. MHC submits to MDA and Fannie Mae by the 15* of each month, reports identifying the borrowers, outstanding loan balances, committed funds, total funded amounts, and repayment of funds. MDA requires the lead lender to remit the amount of interest due on loans on a monthly basis, Principal funds remains with MHC as long as the borrower's line of credit is active. The principal amount is only returned to MDA, when a line of credit is closed.
House Bill 530, 1999 Regular Session