Minnesota Administrative Rules
Agency 120 - Commerce Department
Chapter 2745 - LONG-TERM CARE INSURANCE
Part 2745.0020 - ACTIVITIES OF DAILY LIVING
Current through Register Vol. 49, No. 13, September 23, 2024
General standards for determining coverage of long-term care based on an assessment of the insured's inability to perform activities of daily living include the following activities with definitions of performance not more restrictive than those shown in items A to E.
A. "Bathing" means washing oneself in either a tub or shower, including getting into and out of the tub or shower, or by sponge bath without the aid of another person.
B. "Dressing" means getting clothes from the closet or drawers, putting on clothes, and attaching any necessary braces or prosthesis without the aid of another person.
C. "Toileting" means getting to and from the toilet, getting on and off the toilet, and performing associated personal hygiene without the aid of another person.
D. "Transferring" means moving in and out of a bed, chair, or wheelchair without the aid of another person.
E. "Eating" means feeding oneself by any means without the aid of another person.
In addition to the activities in items A to E, other reasonable activities of daily living such as continence, walking, and wheeling may be taken into account if specified in the insurance contract.
Statutory Authority: MS s 45.023; 62A.56
