Minnesota Administrative Rules
Agency 109 - Rural Finance Authority
Chapter 1653 - RESTRUCTURE II PROGRAM
Part 1653.0071 - APPLICATION PROCESS AND OFFER OF PARTICIPATION
Current through Register Vol. 49, No. 13, September 23, 2024
Subpart 1. Request for a first mortgage loan.
A lender and an applicant must jointly complete and sign an application and prepare all supporting documents identified in the application. Financial statements must be dated within 120 days of the application.
Subp. 2. Lender determination.
The lender shall complete the initial review of the applicant's proposal. The lender shall determine the creditworthiness of the applicant and the value of the collateral to be used to secure the loan. If the lender agrees to make a first mortgage loan to the applicant, the lender and the applicant shall jointly prepare the application and the required loan documents.
Subp. 3. Offer.
The lender, as the originator of the first mortgage loan, shall present a completed application and loan documents to the RFA. Presentation of the documents constitutes an offer to sell a participation interest in the loan.
Statutory Authority: MS s 41B.07; 41C.13