Michigan Administrative Code
Department - State
Office of Customer Services
Uniform Commercial Code Filing Office
Part 3 - UCC INFORMATION MANAGEMENT SYSTEM
Section R. 440.306 - Initial financing statement
Current through Vol. 24-16, September 15, 2024
Rule 306. Upon the filing of an initial financing statement, the status of the parties and the status of the financing statement shall be as follows:
(a) Each secured party named on an initial financing statement shall be a secured party of record, except that if the initial financing statement names an assignee, then the secured party/assignor shall not be a secured party of record and the secured party/assignee shall be a secured party of record.
(b) The status of a debtor named on the initial financing statement shall be active and shall continue as active until 1 year after the financing statement lapses.
(c) The status of the financing statement shall be active. A lapse date shall be calculated 5 years from the filing date, unless the initial financing statement indicates that it is filed with respect to a manufactured home transaction, in which case the lapse date shall be 30 years from the filing date, or if the initial financing statement indicates that it is filed against a transmitting utility, then there shall be no lapse date. A financing statement remains active until 1 year after it lapses, or, if it is indicated to be filed against a transmitting utility, until 1 year after it is terminated with respect to all secured parties of record.