Code of Massachusetts Regulations
761 CMR - MASSACHUSETTS HOME MORTGAGE FINANCE AGENCY
Title 761 CMR 21.00 - Seller's Guide
Section 21.19 - Title Insurance Requirements

Each Mortgage Loan must be insured by a mortgage policy of title insurance (in standard American Land Title Association form as then in effect) issued by a title insurance company qualified to do business in the Commonwealth insuring that the mortgage lien is valid and enforceable and in an amount at least equal to the outstanding balance of the Mortgage Loan, including, when applicable, any increases in the amount there of.

Title insurance requirements will be waived if title insurance is not required by prudent practice and custom in the geographic area in which the property is located; provided, however, that the closing attorney issues an opinion of title satisfactory to the Seller and MHMFA.