The applicant or licensee shall demonstrate financial
capability to carry out its program for the licensing period.
(1) The licensee shall maintain an accurate
record of receipts and expenditures, which shall be audited annually.
(2) The licensee shall keep on file at the
agency its annual operating budget. The operating budget must specify:
(a) the salaries of all employees, and all
bonuses and other benefits of all staff;
(b) all rent or mortgage payments,
and;
(c) any payments for vehicles
owned, rented or leased by the agency.
(3)
Designated Financial
Responsibilities. The licensee shall establish and keep current a
policy regarding the financial responsibility of expectant parents, parents,
foster parents, adoptive parents and foster and adoptive parent applicants for
all services to be provided. The policy shall specify which costs are fixed and
which costs are estimates, and shall include the agency's written policy on
refunds, as set forth in 606 CMR 5.05(3)(h); and provisions for assisting less
affluent persons to become adoptive parents.
(a) At the time of initial inquiry, and in
all cases prior to delivering services for which a fee is charged, the licensee
shall provide its financial responsibility policy to prospective clients in
writing.
(b) The policy shall
detail all services to be provided and the cost to each party for:
1. application and administrative services,
which may include, but are not limited to, informational and educational
consultation with prospective foster and adoptive parents, advertising and
outreach, networking, case management, and escrow account management;
2. home study assessment, home study
assessment update, and adoptive parent preparation including the rate for
services beyond the minimum number of hours of preparation required by these
regulations, if necessary;
3.
expectant parent/parent/birth parent counseling and service planning;
4. expectant parent/parent/birth parent
transportation, living and support services, as applicable;
5. medical care of the expectant parent and
child which is not reimbursed by third party payers;
6. legal services related to assuring that
the child is free for adoption, which may include, but are not limited to,
attorney's fees, private investigation fees, interpreting fees, and DNA testing
fees;
7. foster care for the child
prior to placement in the adoptive parent's home;
8. post-placement supervision;
9. legal services related to finalization of
the adoption;
10. interagency
coordination, as applicable;
11.
post-adoption services, as required by 606 CMR 5.10(14);
12. pre-adoptive and adoptive parent
counseling and support;
13. travel
and lodging in connection with any interstate or international adoption,
and;
14. Interstate Compact
compliance, as applicable.
(c) The policy shall specify the
circumstances under which any cost may be increased.
(d) No other costs may be charged to any
client.
(e) The fees established by
the licensee for services provided to families, foster and adoptive families
and children shall be reasonable.
(f) If the licensee is not providing certain
services directly to its clients, the licensee shall identify in writing for
the expectant parents, parents, birth parents, foster parents, adoptive
parents, and foster and adoptive parent applicants the services which they must
obtain for themselves. The licensee shall also identify those services which it
will provide directly and those which it will provide through agreement or
contract.
(g) If the licensee uses
a schedule for payments, the licensee shall provide the clients with written
information concerning initial payments and frequency and conditions for
subsequent payments.
(h) The
licensee shall have a written, understandable and reasonable policy for
refunding any unexpended fees.
(4)
Financial Assistance to
Parents/Expectant Parents
(a)
Expectant parents have the right and responsibility to make an informed and
uncoerced decision about the possible placement for adoption of their child.
Expectant parents shall neither benefit nor suffer financially as a result of
their pregnancy. Expectant parents shall assume responsibility, in accordance
with their ability to pay, for their own living, medical and transportation
expenses throughout their pregnancy.
(b) The licensee may assist parents in
meeting their physical and material needs in accordance with its policy for
financial assistance and the provisions of 606 CMR 5.05(4)(b).
1. The licensee shall have a written policy
describing the licensee's payment of expenses incurred by expectant parent(s)
as permitted by 606 CMR 5.05(4)(b). The policy may provide for payment to
assist the expectant mother in obtaining adequate medical care, to protect the
legal rights of the expectant parent(s), to provide for transportation to
obtain medical, legal, counseling and other allowed services of the agency,
and/or to assist the expectant mother with living arrangements.
2. For purposes of 606 CMR 5.05(4)(b),
payment shall mean the provision of money, goods, or services and shall include
any compensation, consideration, donation, gift, or reimbursement.
3. The policy regarding financial assistance
shall include provisions for an evaluation of the expectant mother's need for
financial assistance for medical care, living expenses and transportation, and
shall describe the licensee's means of determining the need for additional
support. The evaluation shall consist of a review of the financial resources
available to the expectant mother including, but not limited to: family
support, health insurance, public support and/or other sources designated to
pay for medical care, living expenses and transportation. Payment for medical
care, living expenses and transportation may be made only on the basis of the
evaluation.
4. A record of this
evaluation shall be shared with the expectant parents and maintained as part of
the intake specified in 606 CMR 5.08(1) or 5.08(3)(a).
5. No payment shall be made for expenses
incurred by or on behalf of the birth parent(s) prior to verification of the
pregnancy and completion of the intake required by 606 CMR 5.08, including
financial needs assessment; and development of a service plan as specified at
606 CMR 5.08(3)(c).
(c)
The licensee shall ensure that the payment of expenses does not impair the
parent's ability to make an informed and uncoerced decision regarding the
possible placement of his/her child for adoption.
(d) The licensee may make payment for the
services listed below on behalf of expectant parents in accordance with its
individual evaluation of need for financial assistance as specified in 606 CMR
5.05(4)(b)3.:
1.
Living Expenses
and Support Services. Payment for reasonable and necessary living
expenses and support services for an expectant parent shall not exceed $2,000
per month.
a. Living expenses shall be limited
to: lodging, food, utilities and clothing.
b. Support services shall include reasonable
and necessary educational, vocational and religious services to an expectant
mother.
c. Payment for living
expenses and support services of an expectant mother shall not begin prior to
the second trimester of pregnancy, and shall not exceed eight weeks after the
child is born.
2.
Medical Expenses. Payment for prenatal, birthing and
other pregnancy related medical expenses, including childbirth education shall
be permitted. Payment for such services shall be reasonable and shall not
exceed the prevailing rates of the community in which the service is provided.
No payment for medical expenses of mothers/birth mothers incurred more than six
weeks after delivery or more than eight weeks if medically indicated, shall be
made except that payment may be made for one postpartum medical visit or in
case of a pregnancy-related need for further medical services. Such expenses
shall include, but not be limited to: payment to medical personnel, medical
facilities, ambulance services and pharmacies.
3.
Transportation.
Payment for necessary transportation to obtain medical, legal, counseling and
other allowed services shall be permitted. Payment for transportation shall be
reasonable, and shall not exceed the local prevailing rates for transportation.
In addition, payment for the airfare of the expectant parent(s), together with
one parent of the expectant mother if she is a minor, any dependent children of
the expectant parent(s) who must be transported with the expectant parent(s) to
receive the adoption services of the licensee, shall be permitted in an amount
not to exceed round trip coach fare on a common carrier from and to the birth
parent(s)' established place of residence. Payment may be made for no more than
two such round trip airfares. Reasonable payment for necessary food and lodging
expenses associated with such transportation shall be
permitted.
(e)
Other Required Services. The licensee may make payment
for services required by 606 CMR 5.00 such as counseling, foster care, legal
services related to the relinquishment and adoption process and follow-up
services.
(f) Payment for such
services shall be reasonable and shall not exceed the prevailing rates of the
community in which they are provided.
(g) Payment for legal and medical expenses
other than medications shall be made directly to personnel or facilities
providing such services.
(h) The
licensee shall maintain a record including receipts and/or bills (specifying
the name and address of the payee and the amount and date of payment) for all
payments made to a person outside the agency for services to expectant
parents/birth parents under 606 CMR 5.05(4)(d) and (e) including, but not
limited to:
1. medical services for child and
mother/birth mother;
2. legal
services for the surrender and/or adoption of the child;
3. counseling services;
4. foster care services;
5. living expenses for the expectant
mother/birth mother;
6.
transportation;
7. follow-up
services.
(i) Expectant
parents/ parents shall be notified in writing prior to the payment of any
allowable expense, that such payment, if provided, shall not be contingent upon
placement of their child for adoption.
(j) No payment shall be made directly to the
expectant parent/birth parent, or to anyone on behalf of the expectant
parent/birth parent, by anyone other than the licensee.
(k) If the licensee provides inter-country
adoptions through specific sources, the licensee may enter into general, rather
than child-specific agreements with these sources, and may substitute the
provisions of the general agreement for the documentation required at 606 CMR
5.05(4)(h).
(l) Any compensation,
consideration, donation, gift, reimbursement or service not specifically
allowed by 606 CMR 5.00 which is provided by the licensee on or on behalf of
the expectant parents/birth parents is prohibited.
(5)
Financial Obligations of
Adoptive Parent Applicants
(a)
The licensee may charge adoptive parent applicants for the following services:
1. application and administrative services
which may include, but are not limited to, informational and educational
consultation with prospective foster and adoptive parents, advertising and
outreach, networking, case management, and escrow account management;
2. home study assessment and/or home study
assessment update;
3. adoptive
parent preparation;
4. travel and
lodging in connection with any interstate or international adoption;
5. post-placement supervision;
6. legal services related to finalization of
the adoption;
7. interagency
coordination;
8. post-adoption
services;
9. expectant
parent/parent/birth parent counseling and service planning;
10. foster care for the child prior to
placement in the adoptive parent's home;
11. pre-adoptive and adoptive parent
counseling and support, and;
12.
Interstate Compact compliance, as applicable.
(b) In addition to the fees identified above
and in accordance with the pre-placement agreement required by 606 CMR
5.10(7)(b), the licensee may charge prospective adoptive parents the actual
cost of:
1. transportation, living and support
services for the expectant parent of the child they have been identified to
adopt;
2. medical costs for the
expectant mother and for the child which are not covered by insurance;
and
3. legal costs relative to
assuring that the child is free for adoption which may include, but are not
limited to, attorney's fees.
(c) No other costs may be charged to
prospective adoptive parents.
(6)
Financial Obligations of
Foster Parents. Before accepting any fee or payment for services
from foster parent applicants, the licensee shall enter into a written service
plan or contract for services with the applicants that specifies:
(a) The services which the licensee will
provide directly for the foster parents;
(b) The services which will be provided to
the foster parent applicants by other agencies or resources, through
interagency agreement;
(c) The
cost, if any, to foster parents for each service to be provided;
(d) Anticipated timelines for the delivery of
each service to be provided;
(e)
The schedule for payment of all costs;
(f) The obligations or expectations of foster
parent applicants necessary to enable the licensee to fulfill its
responsibilities under the service plan and/or its contract for
services;
(g) Any costs for care
and maintenance of foster children placed in the home for which the foster
parent will be responsible.