Code of Massachusetts Regulations
211 CMR - DIVISION OF INSURANCE
Title 211 CMR 97.00 - Procedures For Cancellation And Non-renewal Of Motor Vehicle Insurance Policies
Section 97.02 - Definitions

As used in 211 CMR 97.00, the following words mean:

Board of Appeal. The Board of Appeal on Motor Vehicle Liability Policies and Bonds established pursuant to M.G.L. c. 26, § 8A.

Cancellation. Termination of an existing Motor Vehicle Insurance Policy, at the request of either the Insurer or the Policyholder, as of an effective date prior to the policy's expiration date.

Commissioner. The Commissioner of Insurance appointed pursuant to M.G.L. c. 26, § 6, or his or her designee.

Division. The Division of Insurance, established pursuant to M.G.L. c. 26, § 1.

Insurer. Any corporation, association, partnership, group or individual engaged as a principal authorized to issue a Motor Vehicle Insurance Policy to an applicant for motor vehicle insurance in the Commonwealth of Massachusetts.

Motor Vehicle Insurance Policy. A certificate, as defined in M.G.L. c. 90, §§ 34A and 34O, evidencing insurance coverage on a motor vehicle.

Non-renewal. A declination to renew an existing Motor Vehicle Insurance Policy at the request of either the Insurer or the Policyholder, upon the expiration date of that policy.

Notice. The written communication delivered by an Insurer or a Policyholder indicating the intent of the Insurer or the Policyholder to cancel or non-renew an existing Motor Vehicle Insurance Policy.

Person. An Insurer or a Policyholder who initiates the Cancellation or Non-renewal of an existing Motor Vehicle Insurance Policy.

Policyholder. The named insured on the Motor Vehicle Insurance Policy, or any person the named insured identifies as his or her representative for purposes of giving or receiving notices relating to the Motor Vehicle Insurance Policy.

Registrar of Motor Vehicles. The Registrar of Motor Vehicles appointed pursuant to M.G.L. c. 16, § 9, or his or her designee.

Short Rate. A fixed dollar value or percentage of premium, representing an Insurer's fixed policy acquisition expenses incurred prior to the date a Motor Vehicle Insurance Policy becomes effective, that an Insurer includes in its motor vehicle insurance rate manual filed with the Commissioner and uses to adjust return premium when a policyholder cancels a policy.