Code of Massachusetts Regulations
211 CMR - DIVISION OF INSURANCE
Title 211 CMR 90.00 - Legal Services Plans
Section 90.02 - Definitions
Insurer means a corporation licensed under M.G.L. c. 175 to write legal services insurance under an insured legal services plan.
Legal Services Plan means a risk-spreading program under which the cost of legal services is not allocated individually to those who actually use the services but instead is pooled and distributed among all those who potentially can use the services. The terms does not include the provision of legal services incidental to other insurance coverages, such as the defense of lawsuits provided under automobile liability insurance, nor the arrangements specifically excluded by M.G.L. c. 176H, § 7. There are three types of legal services plans: insured indemnity; insured service; and membership. The characteristics of each are described in M.G.L. c. 176H.
Membership Plan Sponsor means a corporation formed under M.G.L. c. 180, a corporation formed under general or special law for any of the purposes set forth in M.G.L. c. 180 § 4, or a lab o r organization, which establishes and operates a membership legal services plan.
Subscriber means a person who has signed an individual contract, or is covered under a group contract, with an insurer or membership plan sponsor.
The terms covered dependents, covered legal services, and participating attorney are defined in M.G.L. c. 176H, § 1.