Code of Massachusetts Regulations
211 CMR - DIVISION OF INSURANCE
Title 211 CMR 74.00 - Standards Of Fault To Be Used By The Board Of Appeal On Motor Vehicle Liability Policies And Bonds And Insurers In Presuming Fault When Making At Fault Determinations
Section 74.03 - Definitions

Accident. An unexpected, unintended event arising out of the ownership, maintenance or use of a Private Passenger Motor Vehicle that results in a claim to an Insurer under a Private Passenger Motor Vehicle insurance policy.

At Fault Accident. An Accident involving a Private Passenger Motor Vehicle in which its Operator was more than 50% at fault.

Board. The Board of Appeal on Motor Vehicle Liability Policies and Bonds established pursuant to M.G.L. c. 26, § 8A.

Center Line. Pavement marking, imaginary, drawn, or otherwise designated, which separates traffic moving in opposite directions.

Collision, Collides. The accidental upset of a vehicle or any physical contact of a vehicle with an object or a person.

Commissioner. The Commissioner of Insurance appointed pursuant to M.G.L. c. 26, § 6.

Insurer. Any corporation, association, partnership, group or individual authorized to write Private Passenger Motor Vehicle insurance in the Commonwealth.

Operator. Any person who is operating a Private Passenger Motor Vehicle, whether or not the Operator owns the vehicle.

Private Passenger Motor Vehicle. Any vehicle, except a motorized vehicle not normally driven on public ways, that is insured by a Private Passenger Motor Vehicle insurance policy.

Standards of Fault. The standards referred to in M.G.L. c. 175E, § 7A, and M.G.L. c. 175, § 113P, which are contained in 211 CMR 74.04.