Code of Massachusetts Regulations
211 CMR - DIVISION OF INSURANCE
Title 211 CMR 42.00 - The Form And Contents Of Individual Accident And Sickness Insurance
Section 42.09 - Requirements for Disclosure
Current through Register 1531, September 27, 2024
(1) General Rules.
(2) Requirements for Policy Applications. Any rider or endorsement forms used to reduce or eliminate coverage at date of policy issue shall be ineffective without signed acceptance by the policyholder. Riders or endorsements that provide a benefit for which a specific premium is charged must show the premium on the application, rider, or elsewhere in the policy. When the Medical Information Bureau is used by the carrier, the policy application or another appropriate notice must indicate the possible use of this service as it relates to medical information concerning the insured.
(3) Required Disclosure Forms.
(4) Required Disclosure for Medicare-Eligible Policyholders and Certificate holders.
"THIS [POLICY OR CERTIFICATE] IS NOT A MEDICARE SUPPLEMENT [POLICY OR CONTRACT]. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare available from the company."