Code of Massachusetts Regulations
211 CMR - DIVISION OF INSURANCE
Title 211 CMR 32.00 - Use Of Gender-blended And Smoker/nonsmoker Mortality Tables
Section 32.02 - Purpose
Universal Citation: 211 MA Code of Regs 211.32
Current through Register 1531, September 27, 2024
The purpose of 211 CMR 32.00 is:
(a) to permit individual life insurance policies to provide the same cash values and paid-up nonforfeiture benefits to both men and women, without change in minimum valuation standards; and
(b) to permit the use of mortality tables that reflect differences in mortality between smokers and nonsmokers in determining minimum cash surrender values, paid-up nonforfeiture benefits, and minimum reserve liabilities for plans of insurance with separate premium rates for smokers and nonsmokers.
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