Code of Massachusetts Regulations
211 CMR - DIVISION OF INSURANCE
Title 211 CMR 146.00 - Specified Disease Insurance
Section 146.08 - Form and Rate Filing Procedures for Individual Policies
Current through Register 1531, September 27, 2024
(1) Carriers shall file all individual policy forms, including applications, disclosure statements and replacement forms, and associated rates pursuant to the provisions of 211 CMR 42.06.
(2) Applications forms must meet the requirements set forth in 211 CMR 42.08, 211 CMR 42.09(2), 211 CMR 42.99, M.G.L. c. 175I and any other applicable Massachusetts statute or regulation.
(3) All rate filings are to specify the rates proposed to be charged to all under writing classes. The rate filing is to define each underwriting class in a way to make clear how it will be applied to any occupation, actual or expected health condition, claims experience, duration of coverage or medical condition of such person in relation to 211 CMR 42.00 and M.G.L. c.175, § 108.
(4) In the event that any provision of 211 CMR 42.00 is in consistent with the provisions of 211 CMR 146.00, the provisions of 211 CMR 146.00 shall govern all matters concerning any policy form that is within the definition of specified disease coverage in 211 CMR 146.00.