Code of Massachusetts Regulations
211 CMR - DIVISION OF INSURANCE
Title 211 CMR 146.00 - Specified Disease Insurance
Section 146.01 - Purpose
The purpose of 211 CMR 146. 00 is to provide for full and fair disclosure of the provisions of specified disease insurance policies offered for sale in Massachusetts and to promote the public interest by protecting applicants for specified disease insurance from unfair or deceptive sales and enrollment practices. 211 CMR 146.00et seq. establishes minimum benefit levels for individual policies and minimum standards for disclosure, marketing and agent training for both individual specified disease policies and group specified disease policies that are not employment-based. 211 CMR 146.00 also restricts or prohibits provisions which may be misleading, confusing or contrary to the needs of the public, and prohibits coverages that are so limited in scope as to be of no substantial economic value to the insured.