Code of Massachusetts Regulations
209 CMR - DIVISION OF BANKS AND LOAN AGENCIES
Title 209 CMR 58.00 - Credit Union Branching
Section 58.03 - Eligibility Standards for Massachusetts-chartered Credit Unions for Branching and Interstate Branching
Current through Register 1531, September 27, 2024
In order for a Massachusetts-chartered credit union to qualify to engage in branching and interstate branching, it has to meet the following eligibility standards:
(1) Financial Requirements. A Massachusetts-chartered credit union must be adequately or well capitalized as defined pursuant to the Federal Credit Union Act and regulations promulgated by the NCUA, and must not have been notified that it is in troubled condition by the Division or the NCUA pursuant to the Federal Credit Union Act and regulations promulgated by the NCUA.
(2) Satisfactory CRA Rating Requirement. Any Massachusetts-chartered credit union must have received at least a satisfactory CRA rating at the most recent examination conducted by the Commissioner pursuant to M.G.L. c. 167, § 14.