Code of Massachusetts Regulations
209 CMR - DIVISION OF BANKS AND LOAN AGENCIES
Title 209 CMR 54.00 - Mortgage Lender Community Investment
Section 54.43 - Content and Availability of Public Information
Universal Citation: 209 MA Code of Regs 209.54
Current through Register 1537, December 20, 2024
(1) Information Available to the Public. A mortgage lender shall maintain the following information to be made available to the public upon request:
(a) all written comments received from the
public for the current year and each of the prior two calendar years that
specifically relate to the mortgage lender's performance in helping to meet the
mortgage credit needs of the Commonwealth, and any response to the comments by
the mortgage lender, if neither the comments nor the responses contain
statements that reflect adversely on the good name or reputation of any persons
other than the mortgage lender or publication of which would violate specific
provisions of law;
(b) a copy of
the public section of the mortgage lender's most recent Performance Evaluation
prepared by the Commissioner; and
(c) a copy of the HMDA Disclosure Statement
provided by the Federal Financial Institutions Examination Council pertaining
to the mortgage lender for each of the prior two calendar years.
(2) Copies. Upon request, a mortgage lender shall provide within five business days of the request, copies, either on paper or in another form acceptable to the person making the request, of the information required under 209 CMR 54.43(1). The mortgage lender may charge a reasonable fee not to exceed the cost of copying and mailing, if applicable.
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