Code of Massachusetts Regulations
209 CMR - DIVISION OF BANKS AND LOAN AGENCIES
Title 209 CMR 33.00 - Conversion By Co-operative Banks And Savings Banks From Mutual To Stock Form
Section 33.16 - Requirements for Supervisory Stock Conversions
Current through Register 1531, September 27, 2024
Upon the filing of an application by a bank pursuant to 209 CMR 33.15, the commissioner may in his discretion authorize the supervisory stock conversion of a savings bank or a co-operative bank if all of the following requirements are met:
(a) in the judgment of the commissioner the converted bank would be a viable entity under 209 CMR 33.17,
(b) the commissioner has possession of or certified the bank, under the provisions of Massachusetts General Laws, and
(c) upon liquidation of the bank, the commissioner finds there would be no equity value realizable by the mutual account holders. No application for conversion shall be approved by the commissioner unless he has received such evidence as he may require that the converted bank will have deposit insurance.