Code of Massachusetts Regulations
209 CMR - DIVISION OF BANKS AND LOAN AGENCIES
Title 209 CMR 32.00 - Disclosure Of Consumer Credit Costs And Terms
CLOSED END CREDIT
Section 32.20 - Disclosure Requirements Regarding Post-consummation Events

(1) Refinancings. Compliance with 12 CFR 1026.20(a) constitutes compliance with 209 CMR 32.20(1).

(2) Assumptions. Compliance with 12 CFR 1026.20(b) constitutes compliance with 209 CMR 32.20(2).

(3) Variable Rate Adjustments. Compliance with 12 CFR 1026.20(c) constitutes compliance with 209 CMR 32.20(3); provided, however, for purposes of timing requirements of notices required by 12 CFR 1026.20(c)(2), depository institutions remain subject to M.G.L. c. 167E wherein notices must be provided no sooner than 90, but no later than 30, days before the rate change.