Code of Massachusetts Regulations
201 CMR - OFFICE OF CONSUMER AFFAIRS AND BUSINESS REGULATION
Title 201 CMR 16.00 - Placing, Lifting And Removal Of Security Freezes
Section 16.07 - Removal of Security Freeze Due to Material Misrepresentation of Fact
If a consumer reporting agency intends to remove a security freeze based on a material misrepresentation of fact by a consumer, the consumer reporting agency shall notify the consumer in writing at least five business days prior to removing the freeze on the consumer report. Notification shall not be deemed to have occurred until receipt by the consumer of the notice from the consumer reporting agency. The notification to the consumer shall state the basis upon which the consumer reporting agency has concluded that there was a material misrepresentation of fact; state the action that the consumer reporting agency intends to take and the effective date of that action; and provide information for contacting the consumer reporting agency, including a telephone number, to dispute its findings, pursuant to M.G.L. c. 93, § 56(b).