Code of Maryland Regulations
Title 31 - MARYLAND INSURANCE ADMINISTRATION
Subtitle 10 - HEALTH INSURANCE-GENERAL
Chapter 31.10.02 - Health Insurance-Simplified Language
Section 31.10.02.01 - Applicability
Universal Citation: MD Code Reg 31.10.02.01
Current through Register Vol. 51, No. 19, September 20, 2024
A. This chapter does not apply to:
(1) Group health insurance policies initially issued to employer/employee groups of more than 1,000 employees;
(2) Group health insurance policies issued pursuant to a collective bargaining labor-management agreement; or
(3) Reinsurance contracts.
B. Except as provided in §A of this regulation, this chapter applies to all health insurance policies, including riders, endorsements, and certificates, issued or delivered in this State by any insurer or nonprofit health service plan.
C. The Insurance Commissioner may except other policies from the requirements of this chapter if the Commissioner determines that an exception is warranted by the nature of the particular policy form or if the policy language is drafted to conform to requirements of any other applicable law or regulation.
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