Code of Maryland Regulations
Title 14 - INDEPENDENT AGENCIES
Subtitle 07 - MARYLAND AUTOMOBILE INSURANCE FUND
Chapter 14.07.04 - Uninsured Persons' Claims for Compensation from the Maryland Automobile Insurance Fund
Section 14.07.04.03 - Definitions
Universal Citation: MD Code Reg 14.07.04.03
Current through Register Vol. 51, No. 26, December 27, 2024
A. As used in these regulations, the following terms have the meanings indicated.
B. Terms Defined.
(1) "Accident" means any occurrence arising
out of the ownership, maintenance, or use of a motor vehicle in this State
which results in damage to any property, or injury or death to any
person.
(2) "Claimant" means any
qualified person making claim for damages for personal injury or death, or
damage to property in excess of $250, by reason of the negligent conduct of an
uninsured owner or operator of a motor vehicle, as these claims are further
defined in Insurance Article, §
20-601, Annotated Code of
Maryland.
(3) "Disappearing
motorist" means an owner or operator of a motor vehicle, who was originally
identified but whose whereabouts cannot be ascertained.
(4) "Executive Director" means the Executive
Director of the Maryland Automobile Insurance Fund, as defined by Insurance
Article, §
20-203, Annotated Code of
Maryland.
(5) "Family member" means
any person related by blood, marriage, or adoption.
(6) "Fund" means the Maryland Automobile Insurance
Fund, created by Insurance Article §
20-101, et seq., Annotated
Code of Maryland, and includes the Uninsured Division, formerly the Unsatisfied
Claim and Judgment Fund.
(7) Motor
Vehicle.
(a) "Motor vehicle" means a vehicle
that is operated or designed for operation upon a public road by any power
other than animal or muscular power and is required to maintain automobile
insurance under Transportation Article, §
17-103, Annotated Code
of Maryland.
(b) "Motor vehicle"
does not include:
(i) A moped, as defined in
Transportation Article, §
11-134.1, Annotated
Code of Maryland;
(ii) A motor
scooter, as defined in Transportation Article, §11.134.5, Annotated Code
of Maryland; or
(iii) An electric
bicycle, as defined in Transportation Article, §
11-117.1, Annotated
Code of Maryland.
(8) "Person" includes natural persons, firms,
co-partnerships, associations, corporations, and governmental bodies.
(9) "Qualified person" has the meaning
provided under Insurance Article, §
20-601(a),
Annotated Code of Maryland.
(10)
"Unidentified motorist" means an owner or operator of a motor vehicle whose
identity and whereabouts are not known.
(11) "Uninsured motorist" means an owner or
operator of a motor vehicle whose whereabouts are ascertainable, but who was
uninsured at the time of the accident.
(12) "Uninsured motor vehicle" means a motor vehicle
which has:
(a) No security in force meeting
the requirements of Transportation Article, §
17-103, Annotated Code
of Maryland; or
(b) A liability
insurance policy in force meeting the statutory requirements when a receiver or
conservator has been appointed by a court of competent jurisdiction for the
insurance company issuing the policy.
(13) "Uninsured owner or operator" includes a
disappearing motorist, an unidentified motorist, and an uninsured motorist, as
those terms are defined in these regulations.
Disclaimer: These regulations may not be the most recent version. Maryland may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.
