Code of Maryland Regulations
Title 09 - MARYLAND DEPARTMENT OF LABOR
Subtitle 03 - COMMISSIONER OF FINANCIAL REGULATION
Chapter 09.03.12 - Foreclosure Procedures for Residential Property
Section 09.03.12.10 - Addressed Envelope

Universal Citation: MD Code Reg 09.03.12.10

Current through Register Vol. 51, No. 19, September 20, 2024

A. The following addressed envelopes are required by this chapter and shall be in the form and include the information set forth in this regulation.

B. Required Addressed Envelopes.

(1) An addressed envelope accompanying the Notice of Intent to Foreclose shall be directed to the person responsible for conducting loss mitigation analysis on behalf of the secured party (the person may be an individual, a group of individuals, or a department such as a loss mitigation department).

(2) An addressed envelope accompanying the Preliminary Loss Mitigation Affidavit (if applicable) shall be directed to the foreclosure attorney handling the foreclosure on behalf of the secured party.

(3) The two addressed envelopes accompanying the Final Loss Mitigation Affidavit shall include:
(a) In the case of the addressed envelope to be mailed to the clerk of the court with a request for postfile mediation:
(i) The address of the Clerk of the Court; and

(ii) The words Request for Foreclosure Mediation on the face of the addressed envelope in at least 14-point bold type; and

(b) For the addressed envelope to be mailed to the foreclosure attorney in connection with a request for postfile mediation, the address of the foreclosure attorney handling the foreclosure on behalf of the secured party.

C. A copy of any addressed envelope described in this regulation need not be filed with the Clerk of the Court.

D. A secured party or representative of a secured party may include with Appendix A-1 addressed envelopes for any necessary notices or mailings by the borrower.

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