Code of Maine Rules
02 - DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
031 - BUREAU OF INSURANCE
Chapter 590 - DEFINITION OF TOTAL DISABILITY FOR PURPOSES OF EXTENSION OF BENEFITS
Section 031-590-4 - Definition
Universal Citation: 02 ME Code Rules ยง 031-590-4
Current through 2024-38, September 18, 2024
For purposes of determining eligibility for extension of benefits, "total disability" shall be defined no more restrictively than:
A. in the case of an insured who was gainfully employed prior to disability, "the inability to engage in any gainful occupation for which he or she is reasonably suited by training, education, and experience;" or
B. in the case of an insured who was not gainfully employed prior to disability, "the inability to engage in most normal activities of a person of like age in good health."
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