Code of Maine Rules
02 - DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
031 - BUREAU OF INSURANCE
Chapter 580 - THIRD-PARTY NOTICE OF CANCELLATION
Section 031-580-2 - Purpose

The purpose of this Rule is to establish conditions and procedures, including disclosure requirements and cancellation restrictions, to reduce the danger that persons suffering from cognitive impairment or functional incapacity will lose their health coverage because their medical condition caused them to neglect their premium payment obligations or made them unaware that their coverage would be terminating. In particular, the third-party notice provisions of this Rule allow an insured person to establish in advance a line of communication that will increase the likelihood that adequate notice is given in the event that the insured person subsequently develops cognitive impairment or functional incapacity.