Code of Maine Rules
02 - DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
031 - BUREAU OF INSURANCE
Chapter 425 - LONG-TERM CARE INSURANCE
- Section 031-425-1 - Purpose
- Section 031-425-2 - Authority
- Section 031-425-3 - Applicability and Scope
- Section 031-425-4 - Rule Definitions
- Section 031-425-5 - Policy Definitions
- Section 031-425-6 - Meaning of "Guaranteed Renewable" and "Noncancelable"; Allowed Limitations and Exclusions
- Section 031-425-7 - Preventing Unintentional Lapse of Coverage
- Section 031-425-8 - Policy Disclosures
- Section 031-425-9 - Disclosing Rating Practices to Applicants
- Section 031-425-10 - Initial Rate Filing with Superintendent
- Section 031-425-11 - Prohibition Against Post-Claims Underwriting
- Section 031-425-12 - Minimum Home Care and Community Care Benefits
- Section 031-425-13 - Required Offer of Inflation Benefit
- Section 031-425-14 - Replacing Existing Insurance: Cautionary Notice to Applicant
- Section 031-425-15 - Prohibition Against New Preexisting Condition Exclusions and Probationary Periods in Replacement Plans
- Section 031-425-16 - Annual Reports to Superintendent: Lapsed and Replaced Policies
- Section 031-425-17 - Licensing of Producers
- Section 031-425-18 - Discretionary Powers of Superintendent
- Section 031-425-19 - Reserve Standards
- Section 031-425-20 - Premium Rate Increase Procedures
- Section 031-425-21 - Filing of Advertising with Superintendent
- Section 031-425-22 - Standards for Marketing
- Section 031-425-23 - Applicant's Suitability for Long-term Care Insurance
- Section 031-425-24 - Availability of New Services or Providers
- Section 031-425-25 - Right to Reduce Coverage and Lower Premiums
- Section 031-425-26 - Required Offer of Nonforfeiture Benefit; Contingent Nonforfeiture Benefit Upon Lapse
- Section 031-425-27 - Standards for Benefit Triggers
- Section 031-425-28 - Additional Standards for Benefit Triggers for Federally Qualified Long-term Care Insurance Contracts
- Section 031-425-29 - Delivery of Outline of Coverage; Standard Format for Outline
- Section 031-425-30 - Delivery of Shopper's Guide
- Section 031-425-31 - Payment of Claims
- Section 031-425-32 - Appealing a Claims Denial
- Section 031-425-33 - External Review
- Section 031-425-34 - Transition
- Section 031-425-35 - Effective Date
- Appendix 031-425-A
- Appendix 031-425-B
- Appendix 031-425-C
- Appendix 031-425-D
- Appendix 031-425-E
- Appendix 031-425-F
Current through 2024-38, September 18, 2024
STATUTORY AUTHORITY: 26 MRSA §42
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