Code of Maine Rules
02 - DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
031 - BUREAU OF INSURANCE
Chapter 391 - Motor Vehicle Insurance Identification Cards
Section 031-391-3 - INSURANCE IDENTIFICATION CARD STANDARDS

Universal Citation: 02 ME Code Rules ยง 031-391-3

Current through 2024-38, September 18, 2024

1. An insurer that delivers, issues for delivery, or renews in this State a policy insuring against liability arising out of the ownership, maintenance, or use of any motor vehicle must provide the named insured with a form of insurance identification card for each vehicle for which the policy provides liability coverage satisfying the requirements of 29-A M.R.S. §1605.

2. An insurance identification card may be provided in the following formats:

A. An image capable of displaying in a readable manner the information required in paragraphs 3 through 6 below on a portable electronic device as described in Section 4 below; or

B. The card described in Section 5 below.

3. The following information must appear on an insurance identification card:

A. The heading or title "Maine Motor Vehicle Insurance Identification Card";

B. A statement that the card should be kept in the insured vehicle and presented upon the demand of a law enforcement officer;

C. The name of the insurer;

D. The name of the insured;

E. The policy number;

F. The policy effective date and expiration date;

G. A statement that the policy provides the minimum liability insurance coverage required by law;

H. A description of the covered vehicle, including its year, make, model, and identification number assigned by the manufacturer. If the policy covers all vehicles owned by the policyholder on a blanket basis, and the policyholder owns five or more vehicles, the insurer may substitute the phrase "all owned vehicles" for a description of the vehicle; and

I. Except for policies insuring commercial vehicles, the name of each person excluded from coverage by an endorsement to the policy made under 24-A M.R.S. §2916-B.

4. Other information may appear on the front or reverse of an insurance identification card, such as a security watermark, the insurer's logo, the insured's address, or the agent or broker office. Instructions regarding the card may appear on a tear-off, carrier strip, or either face of the card. However, no such other information may obscure in any way the information required in paragraph 3 above.

5. An insurer may issue a temporary insurance identification card pending the issuance of a permanent card. A temporary insurance identification card must comply with this Rule and include the word "temporary" in its heading or title.

6. An insurance identification card provided for a continuous policy must indicate that the policy is continuous. The insurer must provide the named insured with a new card before each anniversary of a continuous policy.

7. The filing requirements of Title 24-A M.R.S. Chapter 27 do not apply to insurance identification cards.

Disclaimer: These regulations may not be the most recent version. Maine may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.