A. Each insurer or
authorized representative issuing or renewing in this state a policy insuring
against liability arising out of the ownership, maintenance or use of any motor
vehicle, shall issue insurance identification cards to the named insured. One
card shall be provided for each motor vehicle insured under the policy.
Each insurer shall issue on or before January 1, 1988 the
insurance identification cards referred to in
24-A M.R.S.A.
Section2412(7), to all
insureds with last known addresses in this State insured under policies
insuring against liability arising out the ownership, maintenance or use of any
motor vehicles which are in effect as of January 1, 1988.
B. Cards shall meet the following
specifications:
1. The size of the card may
vary from 2 1/14 inches by 3 inches to 3 1/34 inches by 5 1/12
inches.
2. The following must be
shown on the card:
a. The heading or title,
"Maine Motor Vehicle Insurance Identification Card";
b. A statement that the card should be kept
in the insured vehicle and presented on the demand of a law enforcement
officer;
c. The name of the
insurance company;
d. The name of
the insured;
e. The policy
number;
f. The policy effective
date and expiration date;
g. A
statement that the policy provides the minimum insurance required by law;
and
h. A description including
year, make, model and vehicle identification number. If the policy covers five
or more vehicles "all owned vehicles" may at the insurer's discretion be
substituted for the vehicle description.
3. The information required in paragraph 2
shall be set forth according to the following format:
MAINE MOTOR VEHICLE INSURANCE IDENTIFICATION CARD
________________________ INSURANCE COMPANY
The coverage provided by this policy meets the minimum
liability limits prescribed by law.
INSURED
POLICY NUMBER
EFFECTIVE DATE EXPIRATION DATE
VEHICLE DESCRIPTION
YEAR VEHICLE IDENTIFICATION NUMBER
MAKE/MODEL
This card should be kept in the insured vehicle and presented
on the demand of a law enforcement officer.
a. The following options are also acceptable:
i. The format of the "ACORD 50 Automobile
Insurance Identification Card" may be used.
ii. Instructions regarding card may be
printed on a tear off or carrier strip or on the reverse side.
iii. Other information may be included on the
front of the card such as the company logo, insured's address or agent/broker's
office provided that no such information provided may be displayed so as to
obscure in any way the information required in paragraph 2. Such information
may be provided on the reverse of the card as the insurer desires.
4. Temporary
identification cards which meet the specifications of this section may be
utilized pending issuance of a permanent card to the policyholder, except that
the word "temporary" must be shown.
5. Companies issuing continuous policies
shall so indicate. Cards identifying continuous policies shall be issued with a
"Card Expires" date no more than 13 months from date of issue.
6. Insurers providing coverage to insureds
with 5 or more vehicles may issue insurance identification cards which indicate
under the heading "Vehicle Description," alternatives such as "all leased
vehicles," or, "all owned or leased vehicles."
7. Identification cards are not subject to
the filing requirements of Chapter 27, M.R.S.A. Section 2401 et seq.
