Code of Maine Rules
02 - DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
030 - BUREAU OF CONSUMER CREDIT PROTECTION
Chapter 285 - ADJUSTMENT OF NON-BANK MORTGAGE LENDER FEES TO FUND INVESTIGATIVE AND LEGAL COMPLIANCE PERSONNEL
SUMMARY: Pursuant to 9-A M.R.S.A. §8 - 206 -F(2), the Superintendent of the Bureau of Consumer Credit Protection is authorized to adjust by rule fees for funding enforcement of laws prohibiting predatory mortgage lending practices. These fees support the costs of the chief field investigator and the staff attorney positions established pursuant to 9-A M.R.S.A. §§8 - 206 -F(l)(A) and 8-206-F(l)(B), respectively, and are to be assessed to creditors (other than supervised financial organizations) making residential mortgage loans.
This rule sets the volume fee charged to non-bank mortgage lenders at $35 for each $100,000, or part thereof, of the original unpaid balances arising from transactions entered into in this State within the preceding calendar year. This rule supersedes Chapter 270 of the rules of the Bureau of Consumer Credit Protection, entitled "Adjustment of Volume Fees."
STATUTORY AUTHORITY:
Title 9-A M.R.S. §8 - 206 -F sub- § 2