Louisiana Administrative Code
Title 37 - INSURANCE Part
Part XIII - Regulations
Chapter 127 - Regulation Number 94-Premium Adjustments for Compliance with Building Codes and Damage Mitigation
Section XIII-12717 - Proof of Eligibility

Universal Citation: LA Admin Code XIII-12717

Current through Register Vol. 50, No. 9, September 20, 2024

A. The insured has the obligation to provide the insurer with the appropriate documentation to verify eligibility for an actuarially justified discount under the provisions of R.S. 22:1426 and Regulation 94. The insurer may require that the insured provide the insurer with the following:

1. a properly completed certification form that is executed by a qualified professional and that meets the minimum standards of the Model Certification Form in §12721, Appendix A to Regulation 94; and

2. appropriate documentation demonstrating compliance with the State Uniform Construction Code; and/or

3. appropriate documentation attesting to the mitigation improvements made by the insured that reduce the amount of loss from a windstorm or hurricane.

B. An insurer may require the following or other documentation to satisfy the requirements of Paragraphs A.2 and A.3:

1. permits;

2. certificates of occupancy;

3. inspection reports; or

4. receipts.

C. The insurer may request additional documentation or proof from an insured, or an inspection of the property, if the insurer has a justifiable basis to question the authenticity or accuracy of any of the information or documentation provided by the insured.

AUTHORITY NOTE: Promulgated in accordance with R.S. 22:3 to enforce the provisions of R.S. 22:1426.

Disclaimer: These regulations may not be the most recent version. Louisiana may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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